Terms of Service

1. Acceptance of Terms

Welcome to National Access, LLC ("National Access," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the National Access website located at www.natlaccess.com (the "Website"). By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Website.

2. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the "Last Updated" date at the top of this page and, where appropriate, by posting a notice on the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically.

3. Description of Services

National Access provides information through this Website about legal payment financing solutions and billing services for law firms and their clients. The Website allows visitors to:

• Learn about our services
• Submit inquiries and contact forms
• Access general educational resources
• View information about practice areas we serve

This Website is for informational purposes only. Actual services, including payment processing, client portal access, and financing arrangements, are provided under separate agreements through our secure Portal platform.

4. Eligibility

You must be at least 18 years of age to use this Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Children's Privacy: Our Website is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us immediately at privacy@natlaccess.com.

5. User Conduct

When using the Website, you agree to:

• Provide accurate, current, and complete information when submitting forms
• Not use the Website for any unlawful purpose or in violation of these Terms
• Not attempt to gain unauthorized access to any portion of the Website or related systems
• Not interfere with or disrupt the Website or servers or networks connected to the Website
• Not use any automated means (including bots, scrapers, or spiders) to access the Website without our express written permission
• Not transmit any viruses, malware, or other harmful code
• Not collect or harvest any personally identifiable information from the Website
• Not impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity

6. Intellectual Property Rights

6.1 Our Property

All content on the Website, including but not limited to text, graphics, logos, images, software, and the compilation thereof (collectively, "Content"), is the property of National Access or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

Our trademarks, service marks, and logos (collectively, "Marks") may not be used without our prior written consent. All other trademarks appearing on the Website are the property of their respective owners.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes in accordance with these Terms. This license does not permit you to:

• Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Content
• Use the Website or Content for commercial purposes without our express written consent
• Remove any copyright, trademark, or other proprietary notices from the Content

7. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by National Access. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that National Access shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third-party content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. User Submissions

8.1 Contact Forms and Inquiries

When you submit information to us through contact forms, inquiry forms, or other submission mechanisms on the Website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such submissions for the purpose of responding to your inquiry and providing our services.

8.2 Feedback

If you provide us with feedback, suggestions, or ideas about the Website or our services ("Feedback"), you grant us an unrestricted, perpetual, irrevocable, worldwide, royalty-free license to use, modify, and exploit such Feedback for any purpose without compensation or attribution to you.

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the collection and use of your information as described in our Privacy Policy.

9.1 California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). Please see our Privacy Policy for details on how to exercise your rights, including:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale or sharing of personal information
• Right to correct inaccurate personal information
• Right to limit use of sensitive personal information
• Right to non-discrimination for exercising your rights

9.2 Other State Privacy Rights

Residents of Virginia, Colorado, Connecticut, Utah, Montana, Oregon, Texas, and other states with comprehensive privacy laws have similar rights. Please see our Privacy Policy or contact us at privacy@natlaccess.com for information on exercising your rights.

10. SMS/Text Messaging Terms

National Access uses SMS/text messaging to communicate with users who opt-in to receive text communications regarding inquiries submitted through the Website.

10.1 Consent to Receive Messages

By providing your mobile phone number and opting in, you consent to receive informational text messages from National Access. Message frequency varies. Message and data rates may apply.

10.2 Opting Out

You can cancel SMS service at any time by texting "STOP" to any message you receive from us. After you send "STOP," we will send you a confirmation message that you have been unsubscribed. You will no longer receive messages from us.

10.3 Help

For help, text "HELP" to any message or contact us at support@natlaccess.com or (855) 997-2535.

10.4 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

10.5 Numbers Used

Messages may come from: (855) 997-2535, (385) 881-2448, or (801) 503-0268.

11. Disclaimers

11.1 "As Is" Basis

11.2 No Professional Advice

The information provided on the Website is for general informational purposes only and does not constitute legal, financial, or professional advice. You should not act or refrain from acting based solely on information obtained from the Website without seeking appropriate professional advice.

11.3 Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of any Content on the Website. We reserve the right to correct any errors or omissions without prior notice.

11.4 No Guarantee of Availability

We do not warrant that the Website will be uninterrupted, secure, or error-free, or that defects will be corrected. We do not warrant that the Website or servers are free of viruses or other harmful components.

12. Limitation of Liability

13. Indemnification

You agree to defend, indemnify, and hold harmless National Access, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations

14. Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles.

14.2 Arbitration Agreement

14.3 Class Action Waiver

14.4 Venue

If arbitration is not applicable or is found unenforceable, any judicial proceeding must be brought exclusively in the state or federal courts located in Salt Lake County, Utah, and you consent to the jurisdiction and venue of such courts.

15. Term and Termination

These Terms remain in effect while you use the Website. We reserve the right to suspend or terminate your access to the Website at any time, with or without cause, with or without notice, and without liability.

Upon termination, all provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

16. Accessibility

We are committed to making our Website accessible to all users. If you experience difficulty accessing any part of the Website, please contact us at support@natlaccess.com and we will work with you to provide the information or service you seek.

17. Digital Millennium Copyright Act (DMCA)

If you believe that content on our Website infringes your copyright, please send a notice to our designated copyright agent:

Your notice must include:

• A physical or electronic signature of the copyright owner or authorized representative
• Identification of the copyrighted work claimed to have been infringed
• Identification of the infringing material and information sufficient to locate it
• Your contact information (address, telephone number, email)
• A statement that you have a good faith belief that use of the material is not authorized
• A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner

18. Electronic Communications

By using the Website, you consent to receiving electronic communications from us. These communications may include notices about your account, responses to inquiries, and other information concerning or related to the Website. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

19. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid and enforceable provision that most closely reflects the intent of the original provision.

20. Waiver

No waiver of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

21. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and National Access regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

22. Assignment

You may not assign or transfer these Terms or your rights hereunder, in whole or in part, by operation of law or otherwise, without our prior written consent. We may assign these Terms at any time without notice or consent. Any attempted assignment in violation of this section shall be null and void.

23. Force Majeure

National Access shall not be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

24. Contact Information

If you have any questions about these Terms, please contact us:

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By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.